Payday Loans & Cash Advances

Learn about the process used from the initial application to receiving your loan and paying it back.

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How Payday loans Work

Click Here to apply for a payday loan from Paydayloans.au.com today!
It takes just 3-4 minutes. You'll get log-in details so you can track your application's progress. We'll also send you SMS messages and emails to keep you informed.
Contact Your Payroll Tell payroll to expect a call from Cash Doctors about a loan application.
Contact Cash Doctors Email, SMS or call to inform Cash Doctors your payroll is expecting our call. Log-in anytime to see how we're going.
Digitally Sign Contract Online If Approved You'll get an SMS and email alerting you to log-in and digitally sign your contract by simply checking a checkbox.
Cash Doctors Pays You The funds will be available in your bank account within 60 minutes of signing your contract online**. You will receive an email and SMS confirming when the cash has been deposited. If you are a returning client the funds will be available on your Cash Doctors debit card within seconds of signing your contract online.

**We do 60 minute deposits with all major banks.
You Repay Cash Doctors A direct debit is set up for your next payday. You can log in to check repayment details or view your contract or previous loans anytime. The day before your direct debit we'll send an SMS and email reminding you of repayment details to help you stay organised.

It can all happen in less than 30 minutes - depending on how easy it is for Cash Doctors to contact your payroll.

Transparency and Good Communication

Cash Doctors ensures you can see exactly how much a loan will cost, a breakdown of any fees, repayment details, contracts and your complete loan history at all times. Throughout the entire transaction, from application to repayment, your member login area will display all of this information in real time. SMS messages and emails are also sent to help you track your applications and keep up to date with repayment details.

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